About

A little bit about me

I work for a large financial company and have a good understanding of the payments and lending businesses. A few years ago, I started noticing a rapid growth in the Point of Sale (POS) installment loan/Buy Now, Pay Later (BPNL) financing options throughout the world. Currently, many FinTechs are offering various flavors of this type of financing at a growing number of retailers. Technically, POS lending is not a new concept. We all have either used it or are exposed to it when we go through a car buying process. Installment loan/POS financing has been offered for big-ticket electronics and appliances purchases for a long time. But in the last few years, POS financing is available for relatively small-ticket items, e.g., shoes, clothing, etc.

My mission

On this website, my goal is to provide detailed information on various BNPL options and a comparison whenever possible. Since there are many new and existing players and there are regular movements in sector – including partnership among existing and new players. I will try to keep readers of this website updated. Keeping coming back and stay informed!!